Carer Allowance UK: Quick Guide to Eligibility, Claims and Tips

If you’re looking after someone who needs regular help, you might be wondering if the government can give you some money. That’s where Carer Allowance comes in. It’s a weekly payment for people who look after a disabled adult or a child with substantial needs. Below you’ll get the basics – who can claim, how to apply, what you’ll get, and a few tricks to keep the process smooth.

Who can claim Carer Allowance?

First off, you need to be 16 or older and not in full‑time education or work that earns more than £132 a week (after tax). The person you care for must be getting a qualifying disability benefit – things like Disability Living Allowance, Personal Independence Payment or Attendance Allowance. They also need to need at least 35 hours of care a week. That doesn’t have to be all in one go; it can be spread over the week. If you meet these points, you’re likely eligible.

There are a few extra things to watch out for. If you’re already getting Jobseeker’s Allowance, Employment and Support Allowance or Statutory Sick Pay, you can still claim – the Carer Allowance will just be added on top. But you can’t claim if you already receive a pension credit or have a severe disability that gives you a higher benefit.

How to apply – step by step

Applying is pretty straightforward. Grab the form CA001 from the government website or call the Carer’s Allowance Unit for a paper copy. Fill in your details, the person you care for, and how many hours you spend each week. You’ll need their benefit number, your National Insurance number, and bank details for the payment.

Once the form is ready, send it to the address on the paper. The processing time is usually about three weeks, but it can be longer during busy periods. You’ll get a decision letter that tells you if you’re approved, how much you’ll get, and when the first payment will hit your account.

Got a hiccup? Common issues are missing signatures, wrong benefit numbers, or not meeting the 35‑hour rule. Double‑check everything before you send it off – it saves you a round of back‑and‑forth.

What to expect after you claim

If you’re approved, you’ll receive £67.35 a week (as of 2024) directly into your bank account. The payment is taxable, so if you earn more than the personal allowance, you’ll pay tax on the amount. You’ll also be asked to send an annual update confirming you’re still caring for the same person and still meeting the hours requirement.

Don’t forget, you can still claim other benefits at the same time. Carer Allowance is often used together with Housing Benefit or Universal Credit to boost your overall income. If your situation changes – say you start a part‑time job or the cared‑for person’s needs lessen – you must tell the Department for Work and Pensions right away.

One practical tip: keep a simple log of your caring hours. A notebook or a phone note works fine. If the DWP ever asks for proof, you’ll have it ready without any stress.

That’s the whole picture. Carer Allowance can make a real difference to the money you bring in while you’re looking after a loved one. Check your eligibility, fill the form carefully, and stay on top of any changes. With the right steps, you’ll get the support you deserve without unnecessary hassle.